Purpose :
To meet the recurring expenses of contingent nature that may have to be incurred by students pursuing professional courses
Eligibility
1) Students of 18 years and above of age pursuing professional courses
2) All professional and management courses listed in our educational loan scheme would be eligible for coverage
3) Coverage under this scheme can be provided to all eligible students irrespective of whether or not they have availed an Education Loan from our Bank / other banks.
Quantum
Not exceeding Rs.10000/-
Nature of facility
Overdraft subject to renewal every year
Security
Unsecured
Rate of Interest
PLR of the Bank
Surety
No surety to be obtained. However a letter the format provided is to be addressed to the parent / guardian of the student informing him of the Bank’s intention to sanction SyndVidyarthi facility and requesting him / her to give consent for the same. The facility is to be made available only on receipt of the consent from the parent / guardian.
Repayment
While the whole or part of the limit of Rs.10000 may be availed through a single withdrawal or multiple withdrawals on different dates, the account should be brought to credit once a year
The entire outstanding in the account is to be cleared three months before completion of studies
Processing Fees
No processing fees
For more Details : www.syndicatebank.in
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